Heat the oil on a high heat in a large sauce pan add the garlic & cook for 1-2 minutes.
Add the chilli, cumin & coriander cook for 1 minutes until aromatic.
Add the rice, stir to coat in spices & oil cook for 1 -2 minute.
Stir in the water & stock powder.
Then add the canned tomato, corn, peas, grated carrot & kidney beans.
Bring to the boil then reduce heat to low & shimmer for 15 -20minutes or until liquid is absorbed.
Serve with grated cheese sprinkled on top.